Research journal

Research before architecture

When a design depends on somebody else’s protocol, platform, or financial semantics, I check the current primary source and date the decision.

primary

Cloudflare Workers service bindings and named RPC entrypoints

Read source ↗
primary

CFPB credit card interest calculation guidance

Read source ↗
primary

CFPB Regulation Z periodic statement requirements

Read source ↗
primary

Open Banking Read/Write Data API statement model

Read source ↗
reference

Plaid transaction states and pending behavior

Read source ↗
primary

CFPB ledger and available balance overdraft guidance

Read source ↗
reference

Forecast distributional accuracy and Winkler score

Read source ↗
primary

Regulation Z Appendix M1 repayment disclosures

Read source ↗

What this does not prove

A current documentation link does not make the implementation correct. It establishes the contract I meant to build against. Tests, synthetic cases, deployment proofs, and observed failures establish what the code actually did.